Barrington Coast
Retirement Planning Specialists

Australia's rules and regulations around super, tax and the Age Pension are confusing and complicated. As retirement planning specialists, we have the experience and qualifications to uncover opportunities to put you in a better financial position. So you can enjoy a fun-fulled retirement where you don’t have to worry about every dollar you spend.

Formerly Bruce Pain Financial Services, Regional Financial Solutions (RFS) was established by Bruce Pain in 2003. With Ashley and Amanda (Bruce's son-in-law and daughter) now at the helm, the business is in its 3rd generation servicing the Barrington Coast and Port Macquarie.

We get a deep sense of satisfaction when we see our clients living it up and enjoying everything this incredible part of the world has to offer.

Meet the Regional Financial Solutions Team

Ashley Montesin 
Financial Adviser

Starting my financial planning career in 2008 in Sydney, we returned here to Amanda's hometown of Forster in 2014 to start our family. And, we haven't looked back. I'm fortunate to have learnt the ropes from Bruce Pain over the years, developing retirement strategies for locals across this region.

I'm a numbers guy and thrive on the challenge of looking into every possible opportunity available in terms of strategies to help our clients.

You'll see me out and about staying active with Amanda and the kids, surfing, running and mountain biking.


  • Bachelor of Business (Applied Finance)

  • Advanced Diploma of Financial Planning

  • Justice of the Peace (NSW)

  • Member of the Association of Financial Advisers

  • Tax Practitioners Board - Tax (Financial) Adviser

Amanda Montesin.png

Amanda Montesin 
Financial Adviser

Born and bred here in Forster, I am passionate about helping Barrington Coast locals take control of their money, so they can enjoy life without worry and stress.

Seeing client's faces light up when they realise there are ways they can save money and make their savings last longer is immensely rewarding and why Ashley and I do what we do.

Outside work, you will see me around town with Ashley and our two young boys, enjoying the waterways and out in the ocean.


  • Bachelor of Business & Commerce

  • Diploma of Financial Planning

Bruce Pain.png

Bruce Pain 

I joined the financial planning industry in 1991 and continued the family business into its second generation before handing over the reins to Ashley and Amanda in 2020.

I like to keep active and be involved in the local community. I'm a Life Member of Black Head Surf Life Saving Club and Great Lakes Canoe Club and a founding member of the Manning-Great Lakes Tip Riders Mountain Bike Club.

Enjoy retirement your way.

Suite 5, 25 Manning St
Tuncurry NSW 2428
Phone: 02 6554 8287