Background There's a rise in criminals calling, emailing or messaging people and pretending to be from the bank so that they can steal your money. The scammers ask you for personal or financial information or to transfer funds or to give them a one-time security code over the phone. They often claim to be from the bank’s fraud department and might say that there has been a compromised account or suspicious transaction. They may use technology to make it look like the call is

Stress is part of modern life, but living in a constant state of tension isn’t. Left unchecked, stress can quietly erode your physical health, mental wellbeing, relationships, and overall quality of life.  The good news? Many of the most effective stress-relief tools are simple, accessible, and within your control. Below are the top 10 ways people successfully relieve stress , followed by five powerful questions to help you self-diagnose whether stress may be running the sho

Turn on the news during any period of global unrest and it can feel like the financial world is unravelling. Markets fall sharply. Headlines scream crisis. Investors begin to question everything. And yet, history tells a very different story. Share markets rise and fall. They always have. Volatility is not an exception to investing — it is part of it. The key to building long-term wealth is not avoiding volatility, but understanding it and resisting the urge to panic when it

Planning a road trip can be an exciting adventure, offering a unique blend of freedom, discovery, and bonding opportunities. Whether you’re exploring familiar landscapes or venturing into unknown territories, preparation is key to ensuring a smooth, enjoyable experience.   Here’s a comprehensive checklist to consider for your next road trip:   Vehicle Preparation Maintenance Check : Ensure your vehicle is in good condition. Check oil levels, tire pressure, brakes, and batter

Every time markets dip, the same question rises to the surface: Should I move my superannuation to cash before things get worse? It’s a natural reaction. Watching balances fluctuate can be uncomfortable. But superannuation was never designed for short-term comfort — it was designed for long-term growth. The old saying remains true: it’s time in the market, not timing the market, that builds wealth.   Since compulsory superannuation began in Australia in July 1992 (source trea

A Will is one of the most important documents you will ever put in place, yet it’s also one of the most commonly delayed. Many people assume they don’t need a Will until later in life, until they have more assets, or until “things settle down.”  The reality is that life is unpredictable, and a properly prepared Will provides clarity, protection, and peace of mind for you and the people you care about most. At its core, a Will is your voice when you are no longer able to speak

Two in three retirees are worried about running out of money in retirement, according to new research. Understanding the bucket strategy for managing retirement savings can help you find a balance between having income to spend in the short term and growing your money for the long term.   How do you find the sweet spot between using your retirement savings to enjoy a comfortable standard of living, and investing so you won’t run out of money in the future? It’s a big question

Australians are using artificial intelligence tools to impress their boss and cut hours from their working week but the technology is also creeping into the kitchen and renovation plans. Preparing special meals for friends and family has emerged as the surprising top use for ChatGPT in Australia, alongside sourcing recipes and cooking tips. OpenAI revealed the growing trend in a report, which showed generative AI had also crept into considerations about home renovations and t

Tracking your spending is a way to take control of your money. Knowing where your money goes can help you spend less and save more. 1. Track your spending and expenses First, get a clear view of where your money is going day to day. Choose how long to track One week for daily spending Start small by recording your spending every day for at least a week. This way you can see all the money going out. Or monthly for recurring expenses If you have some weeks or months with more e

As we advance into the 21st century, the concept of aging is undergoing a transformation, largely thanks to a new generation of “oldies” who don’t feel old - and are reframing what it means to be getting on in years. Traditionally, aging has been associated with decline, frailty, and a sense of irrelevance. However, today’s generation is challenging societal norms and expectations while embracing a more vibrant and empowered perspective on life in later years. A generational

Preparing your home before a holiday keeps it secure and ensures peace of mind while you’re away.  Here are the top 10 tips for getting your house in order before leaving.   Secure Doors and Windows : Ensure all entry points, including doors, windows, and garages, are locked. Installing a smart lock or extra deadbolt can provide added security. Check all windows, especially in less-used rooms, as they’re easy to overlook. Set Up Light Timers : A dark home is an obvious sign t

Yoga and Pilates offer numerous benefits for people of all ages, including those leading into and during retirement.   Improved Flexibility: Both Yoga and Pilates involve stretching exercises that can help improve flexibility. This is particularly important as we age since flexibility tends to decrease over time, leading to stiffness and reduced mobility.  Enhanced Strength: These practices focus on building core strength, which is essential for maintaining good posture and p

Retirement has often been seen as a time to slow down and enjoy the simple pleasures of daily life. And for many, that’s the dream. But retirement is no longer defined by one image or one path. In fact, it can be something much more expansive. Today, retirement is increasingly viewed as a time of freedom, possibility, and reinvention. Retirement isn’t about stepping back. It’s about stepping into a new chapter where you decide what comes next. Even if you are not yet there,

Did you know that your gut has a profound impact on your immune health? Recent research has uncovered a powerful connection between gut health and autoimmune conditions, revealing that the state of your gut can either protect you from or predispose you to autoimmune issues. Let’s explore how this connection works and how you can support your gut to promote a balanced immune system. Understanding the Gut-Immune System Link Your gut is home to trillions of microbes collectively

When you think about the markets, do you see promise or peril? Are you the type to believe the glass is half-full, or do you focus on the half that is not there? Your investing outlook can shape your decisions, influence your risk tolerance, and impact your long-term results. But which approach truly works best? Should investors lean into optimism or prepare for the worst? The historical case for optimism Historically, optimism has served investors well. Over the past century

Take a sec to check Scammers aim to take advantage of weak security and plan on you being distracted with everyday life. To keep yourself...

The best time to start planning for retirement is yesterday. But the second-best time? Today. About two-thirds of Australians retire...

Spring cleaning isn’t just for closets. We’re used to tackling physical mess. We clear out closets, sort through garages, and sometimes...

How many steps must a person walk to achieve vital health outcomes? New research challenges the mantra of 10,000 steps a day as the gold...